Imagine this: You’re a talented dog groomer, a chess coach, or a baking wizard—but the big banks only see a three-digit number that says, “Nope.” At PeerHobby, we’re building something better—something more human. We believe your credit score shouldn't be the gatekeeper to opportunity. That's why we’ve replaced traditional financial gatekeeping with something more meaningful: social trust.

The Creator Conundrum

You’re a photographer with a killer portfolio, a woodworker whose Etsy shop is blowing up, or a DJ ready to drop your first EP. You’ve got the talent, the drive, and the audience—but you need cash to scale. So, like any responsible adult, you try to get a loan.

Cue the frustration.

Traditional lenders look at your W-2s, your credit score, and your “proof of income.” What they don’t see? Your 30k TikTok followers. Your 200 five-star Etsy reviews. The fact that your side hustle is one viral post away from breaking big.

For creators, makers, and passion-fueled side hustlers, the conventional financial system is a square peg trying to squeeze into a creator-shaped hole.

Tired of your 9-to-5 and ready to build something of your own? You're not alone. More people than ever are tapping into their passions to earn extra income—and the best part? You don’t need a trust fund or venture capital to get started. With just a $1,000 loan from PeerHobby, you can fund a creative side hustle that not only brings in money but energizes your life.

So, you’ve got a killer idea. Maybe it’s that vegan taco truck you’ve dreamed about since college, a handmade candle line that smells like nostalgia, or a graphic design side hustle that’s finally picking up steam. But there’s one not-so-little thing standing between you and world domination (or at least a decent customer base): funding.

Crowdlending is the perfect funding tool for side hustlers, creators, and early entrepreneurs. Learn how PeerHobby helps you borrow from people who believe in your dream—no credit check required.